GENERAL INFORMATION
Address:	1006 Ridge Trail, Goodlettsville, TN 37072
City:	This home is in the City of Millersville, TN
County:	Sumner County, TN

LAND INFORMATION
Zoning:	R5: High Density Single Family Residential
Acres:	0.16 +/-
Lot Size:	59.85 X 123.47 X 60.68
Subdivision Name:	Highlands of North Pointe (Phase 1)

IMPROVEMENT INFORMATION
Construction:	Vinyl Siding with Brick Trim
Stories:	Two
Driveway:	Concrete
Year Built:	1994
Total Square Feet:	2,260 +/- sq ft (from tax records)

ROOMS
Bedrooms:	Three Bedrooms
Bathrooms:	Two Full, One Half
Kitchen:	Features Range, Microwave and Dishwasher
Other Rooms:	Living Room, Bonus Room, Dining Area, Upstairs Loft/Den Area
Garage:	Two-Car Garage

SCHOOLS
Elementary School:	Millersville Elementary
Middle School:	White House Middle School
High School:	White House High School

UTILITIES
Electricity:	Nashville Electric Service
Water:	White House Utility District
Wastewater:	City of Millersville
Trash:	City of Millersville
Air Conditioning:	Electric
Water Heater:	Electric
Heating:	Heat Pump, Electric

FEATURES
Appliances:	Whirlpool Electric Range Ewave Microwave GE 500T Dishwasher Whirlpool 50 Gallon Electric Water Heater Payne Electric Air Conditioning Unit Heil Electric Heat Pump
Interior Features:	Laminate Carpet and Vinyl Floors Fireplace Two Story Great Room Master Bedroom with Walk-in Closet and Attached Bathroom Finished Bonus Room Over Garage Utility Closet with Washer/Dryer Hook-ups
Exterior Features:	Front Porch Wood Deck Front Landscaping

TAXES
County Tax ID:	120L A 015.00
2008 Taxes:	$1,242.66

PROPERTY OWNERS' ASSOCIATION
HOA:	North Pointe Homeowners Association
Secretary/Treasurer:	Jan Loman, NPHOA, P.O. Box 193, Goodlettsville, TN 37072-0193
Annual Dues:	$108 (2009)

DIRECTIONS

From Nashville, take I-65N towards Louisville. Take exit 98 for US-31 W towards Millersville/Springfield. Turn left at Louisville Hwy/TN-41/US-31W.  Take the ramp onto N Dickerson Pike/TN-11/US-41.  Turn right at Williamson Rd.  Turn right at Village Blvd into the North Pointe Subdivision. Turn left at Ridge Trail.  House is on the left.

Agreement of Purchase and Sale (pdf document)

North Pointe Subdivision Plat Map(pdf document)

Homeowners Association Policy Handbook (pdf document)

Homeowners Association Declaration of Restrictive Covenants (pdf document)

Homeowners Association Charter and Bylaws (pdf document)

American Security Bank will make financing for this auction available to bidders who have not filed bankruptcy in the past five years.  The terms of this financing are 25% down, three year call or balloon, 30 year amortization, at 6.5%.  To pre-qualify or to obtain personalized rates, please call Dick Bobo at 615-338-3312.

1.	Auction Procedure:  The auctioneer shall offer the property as a single lot to all registered bidders.  Bidders may register by agreeing in writing to be bound by these real estate auction terms and conditions.
2.	Agreement of Purchase and Sale:  The purchaser shall execute an agreement of purchase and sale, in the form provided by the auctioneer, without modification, immediately after being declared the high bidder.
3.	Absolute Auction:  The property will sell to the highest bidder, regardless of price.
4.	Deposit:  The purchaser shall submit a nonrefundable deposit to the appointed escrow agent in the amount of 10% of the purchase price immediately after being declared the high bidder.
5.	Closing:  The balance of the purchase price shall be paid at or before closing.  Closing shall take place on or before the date that is 30 days after the date of the auction. The escrow agent will schedule and conduct closing.
6.	Escrow Agent:  The deposit, earnest and purchase monies in respect of the property shall be paid to and deposited with First Title and Escrow Company, Inc., Elizabeth J. Smith, Contact.  (615) 383-4429.  2000 Richard Jones Road, Suite 110, Nashville, TN  37215.
7.	Deed:  Sellers shall provide a warranty deed.
8.	Title Insurance:  Sellers shall provide an owner's title insurance policy in the amount of the purchase price.
9.	Closing Costs:  At closing, Seller shall pay for half of the escrow and closing fees, all of the costs for preparation of all documents to convey the property and the entire premium for the owner's policy of title insurance.  At closing, purchaser shall pay for half of the escrow and closing fees, any and all recording fees, and all other sale, financing or closing fees as required.  Taxes shall be prorated to the date of closing.
10.	Cash Sale:  This is a cash sale and is not contingent on purchaser's ability to obtain financing.
11.	Possession:  Purchaser will receive possession at closing.
12.	As-Is Sale:  The Purchaser shall accept the property in an as-is condition with all faults as of the closing date and the purchaser shall specifically agree that the seller has not and does not make any representations or warranties of any kind whatsoever, expressed or implied, to the purchaser regarding the property or any improvements thereon.  The property is selling subject to anything an accurate survey or personal inspection of the property may reveal, including any existing rights-of-way, easements or claims to easements, encroachments, rights or claims of parties in possession, restrictive covenants and easements, flood zones, zoning or subdivision regulations, building codes, governmental agencies regulations, environmental conditions, lead-based paint, asbestos, radon gas, hazardous materials, any mineral rights, water rights, riparian or littoral rights, and reservations or conveyances, if any.  The purchaser shall have satisfied himself as to the location and condition of the property, and all descriptions thereof, before bidding.  All information contained in the brochure and all promotional materials, including, but not limited to, square footages, acreage, dimensions, maps, taxes, etc., was provided by the seller and is believed to be correct; however, neither the seller nor the auctioneer makes any guarantee or warranty as to the accuracy or completeness of such information.
13.	Easements:  Sale of the property is subject to any and all easements of record.
14.	No New Survey:  The property will be conveyed according to the existing legal description.
15.	Personal Property:  All appliances present at the time of the auction convey with the home.
16.	Agency:  McLemore Auction Company, LLC and its representatives are exclusive agents of the seller and are agents of no other party to this transaction.
17.	Equal Opportunity Clause:  All bidding is open to the public. The property is available to qualified purchasers without regard to a prospective purchaser's race, color, religion, sex, familial status, national origin, or physical handicap.
18.	Announcements:  All announcements made on auction day supersede any prior oral or printed statements.
19.	Miscellaneous:  All decisions of the auctioneer are final as to the methods of bidding, disputes among bidders, increments of bidding and any other matters that may arise before, during, or after the auction. Seller reserves the right to deny any person admittance to the auction or expel anyone from the auction who attempts to disrupt it.
20.	Owner: American Security Bank